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Secrets to Affordable Health Insurance (Part 2)


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• Add the number of doctor visits that the entire family has in the entire year. If the average physician visit is $80 and you multiply that to the number of visits for the family, maybe you will find that having that benefit on your health insurance policy may not be that cost effective. There are some plans that include wellness benefits but there are some that do not, so you have a choice.
• Always make sure that the hospital and doctor that you prefer are in the health provider’s network of coverage. If it’s not, and you still prefer to visit that doctor or hospital, your costs will be so much higher.

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